| HP Financing is available to individual consumers who check their eligibility at HP.com using their personal information, including name, home address, and personal phone number. Small and medium business (SMB) customers are also welcome to check their eligibility as individual consumers using their personal information. However, applications received using information specific to a business will not be approved. Visit the HP Financing page to learn more.
HP Credit Account by Comenity Capital Bank, a Bread Financial Company: * Deferred Interest, Payment Required Plan: Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges . Valid for single transaction only. Gift cards do not qualify for promotional plans. Qualifying purchases will automatically be placed on a promotional plan. If purchase qualifies for more than one plan, it will be placed on the qualified plan with the longest promotional period. As of November 2024, terms for new Accounts: Purchase APR of 35.99%. Minimum interest charge is $3 in any billing period in which interest is due. A fee of $2.99 per month may apply for each paper billing statement mailed to you. You can avoid this fee by enrolling in paperless statements. Existing Account holders: see your credit card agreement for Account terms.
** A soft inquiry is used to check your eligibility which will not affect your credit score.
Credit account offers are subject to credit approval.
HP Credit Accounts are issued by Comenity Capital Bank, a Bread FinancialTM Company.
HP Lease-to-Own by Koalafi:
^ Koalafi offers flexible payment options through rent-to-own (or lease-to-own) transactions. Sales tax is collected by Koalafi and will not reflect on your HP Store order; check your Koalafi account for complete details. Koalafi’s lease-to-own plans are not offered in VT, MN, NJ, WY, or WI. Some additional state-level restrictions may apply. Lease-to-own (rent-to-own) financing is not a loan but charges a leasing cost in addition to the purchase price. Details may vary from state to state. Program features are for qualifying lease-to-own customers only. Consult your lease for complete terms and conditions. Offer subject to change.
No credit needed does not imply no credit check. Koalafi performs a credit check as part of our application process. Checking for eligibility will not impact your credit score.
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